Why Title Insurance?

There are few things in life more important than protecting your home. The following matters are examples of why you need an All American Title & Abstract, L.L.C. insurance policy. Remember that the best title examination or search cannot protect your equity and home from matters not appearing in the public records. However, All American Title & Abstract, L.L.C policy* can protect you from:

  • • Documents executed under false, revoked or expired powers of attorney
  • • False impersonation of the true land owner
  • • Undisclosed heirs
  • • Improperly recorded legal documents
  • • Prescriptive rights in another not appearing of record and not disclosed by survey
  • • Failure to include necessary parties to certain judicial proceedings
  • • Defective acknowledgements due to improper or expired notarization
  • • Corporate franchise taxes as liens on corporate real estate assets
  • • Gaps in the chain of title
  • • Mistakes and omissions resulting in improper abstracting
  • • Forged deeds, mortgages, wills, releases of mortgages and other instruments
  • • Deeds by minors
  • • Deeds which appear absolute, but which are held to be equitable mortgages
  • • Conveyances by an heir, devisee or survivor of a joint estate who attempts to attain title by ill-gotten means
  • • Inadequate legal descriptions
  • • Conveyances by undisclosed divorced spouses
  • • Duress in execution of wills, deeds and instruments conveying or establishing title
  • • Issues involving delivery of conveyancing instruments
  • • Deeds and wills by persons lacking legal capacity
  • • State inheritance and gift tax liens
  • • Errors in tax records
  • • Demolition and substandard building liens
  • • Administration of estates and probate of wills of missing persons who are presumed deceased
  • • Issues of rightful possession of the land
  • • Issues concerning the rightful conveyances by corporate entities
  • • Deeds and mortgages by foreigners who may lack legal capacity to hold title
  • • Legal capacity of foreign personal representatives and trustees
  • • Issues involving improper marital status
  • • Improper modification of documents
  • • Rights of divorced parties
  • • Conveyances in violation of public policy
  • • Misinterpretation of wills and ancillary instruments
  • • Deeds by persons falsely representing their marital status
  • • Claims by creditors of decedent against property improperly conveyed by heirs and devisees
  • • Issues concerning unlawful takings by eminent domain or condemnation
  • • Special tax assessments
  • • Real estate homestead exceptions
  • • Forfeitures of real property due to criminal acts
  • • Issues concerning adoption of children
  • • Conveyances and proceedings affecting rights of military personnel protected by the Soldiers’ and Sailors’ Civil Relief Act
  • • Issues concerning interests noted in financial statements filed under Uniform Commercial Code
  • • Interests arising by deeds of fictitious parties
  • • Adverse possession
  • • Lack of jurisdiction or competency of persons in judicial proceedings
  • • Community property issues
  • • Utility easements
  • • False affidavits of death or heirship
  • • Intestate estates
  • • Probate matters
  • • Federal estate and gift tax liens
    *Subject to certain limitations set forth in the policy.